Financial Planning
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Your Personal Guide To
Arriving in Switzerland
Thriving in Switzerland
Leaving Switzerland
Retiring in/from Switzerland

Are you missing out on crucial information for your financial well-being?

Are you missing out on crucial information for your financial well-being?

WHO WE ARE

Our aim is to bring Holistic Swiss Financial Planning Services to a wide range of International Professionals like you, whether you have been in the country for a year or decades, to help you achieve you Financial Goals and make the most of your life in Switzerland.

Swissential who we are

Meet Our Experts

Our Location

swissential in switzerland

WHAT WE DO

We are a Financial Planning led Investment-Management Business

What We Do

As Independent Financial Planners, we have access to all major Financial institutions in order to select the most relevant solutions for you.

OUR REGULATION

Registration N°: FINMA 32900 (Insurance Intermediaries)
& ARIF 3242 (Asset Management)

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Financial regulation aims to ensure the integrity and the stability of the financial system, to ensure proper consumer protection, reduce financial crime and maintain market confidence. Swissential SA is supervised by FINMA, the Swiss Financial Market Supervisory Authority as well as regulated by ARIF, the Association Romande des Intermédiaires Financiers.

WHAT’S IN IT FOR US?

How We Get Paid

As a Company we either charge fees to our clients directly (example: Pension Management, Mortgage Brokering), or receive commissions by financial institutions (example: Life Insurance, Health Insurance, Third Pillar Regular Savings), but ultimately, we earn our living from providing a service and added-value to you.

What We Are Looking For

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Our aim is to start working with you on small areas of Financial Planning and over time help you with more substantial Financial Issues (Mortgage, Lump sum & Pension management).

TYPE OF CLIENTS

Arriving in Switzerland

As When you are arriving in Switzerland, our job as Financial Planners is simply to:

  1. Help you understand the Swiss System (1st, 2nd, 3rd)
  2. Help you understand how to optimize your taxes & financials
  3. Source and Present suitable solutions
  4. Source, present & implement relevant solutions
  5. Keep you on track and assist on an ongoing basis

Thriving in Switzerland

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You are now fully settled, living in Switzerland and even greet your neighbours with “Bonjour” “Gruetsi” or the occasional “Buongiorno”. Now might be a good time to review your overall financial situation, especially if some of these areas are not yet 100% clear to you:

  1. Taxation: Buy-Back / Buy-Forward / How to further reduce your taxes ?
  2. Property: how to structure yourself efficiently ?
  3. Efficient savings: what is the right solution for you?

Leaving Switzerland

When you are leaving Switzerland, our job as Financial Planners is simply to:

  1. Look at the Pension Assets you have accumulated (1st, 2nd and 3rd pillar)
  2. Understanding your objectives (withdrawing or not)
  3. Explain the pros and cons of each types of solutions available
  4. Implement your chosen solution
  5. Keep you on track and assist on an ongoing basis

Retirement

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You can’t plan retirement without knowing what you want to do in it. As Financial Planners, our job is to:

  1. Explain the Retirement Process (how, when, where, etc..)
  2. Understand your objectives
  3. Explain the solutions available to you (annuity or lump sum)
  4. Implement your chosen solution
  5. Keep you on track and assist on an ongoing basis

CLIENT PORTAL

Our Online Client Portal has been built around questions asked by our Clients over many years. Its purpose is to seamlessly provide interactive, practical and more importantly relevant information to you, as well as guiding you through the Swiss System – its opportunities & pitfalls.