Discover our Services

Swissential SA has partnered with major retail banks, insurance companies, tax advisors, legal firms, fund houses and private banks in order to offer our clients the flexibility they require.

Our job is to find the most efficient and effective solution for your individual circumstances and help you make the right decisions to take control of your financial future.

It’s about you… Let us help.

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We understand the specific concerns of international professionals who are uncertain about their future.

Where will I be
in 5 years-time?

How do I structure my finances
to take full advantage of the Swiss system while keeping the flexibility to smoothly change country should my job require?

How do I protect my foreign assets
in the event of unexpected circumstances?

Explore a list of services we provide for private individuals.

BANK ACCOUNT & DEPOSITS

  • Current Accounts (Swiss & International)
  • Savings Accounts (Swiss & International)
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MOST COMMON PRIVATE INSURANCE POLICIES

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  • Health insurance (basic & private / supplemental)
  • Personal Third Party Liability insurance
  • Household insurance (content insurance)
  • Valuable insurance
  • Car insurance (third party liability insurance / supplemental)
  • Legal Protection insurance
  • Pet insurance
  • Life insurance (3A & 3B)

INVESTMENTS – REGULAR SAVINGS

  • Swiss Savings Plans (CHF) – only for Swiss Residents)
  • International Regular Savings Plan (CHF-EUR-GBP-USD)
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INVESTMENTS – LUMP SUM SAVINGS

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  • Swiss Lump Sum Savings Platform (CHF) – only for Swiss Residents
  • International Savings Platform (CHF-EUR-GBP-USD)
  • Specific country compliant “Bond / Assurance Vie” Wrapper in multiple currencies (Sweden, Finland, Spain, Belgium, France, Cyprus, UK, Italy, Malta, Germany)

PORTFOLIO SERVICES MANAGEMENT

  • Equity / Stock
  • Bonds
  • Mutual Funds & ETFs
  • Alternative Investments (Structured Products)
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MORTGAGES & REAL ESTATE

mortgage
  • Affordability ratio / calculations
  • Which type of mortgage fits your requirements (fixed, variable, Libor indexed, etc..)
  • Identifying the best price to requirements solution

TAX ADVICE (tax returns local and international)

GLOBAL FX SERVICES

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GLOBAL FINANCIAL PLANNING

Analysis of your personal situation covering life and non-life insurance, private wealth, real estate portfolio and pension planning.

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SPECIFIC FINANCIAL PLANNING

  • Education fee planning for your children (multiple countries)
  • Retirement / Financial Independence planning for yourself
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SWISS PENSION

retirement
  • OASI (old age and survivor insurance) / AVS – AHV
  • 2nd Pillar:
    • Professional Accident & Non-Professional Accident insurance
    • Loss of income insurance
    • Buy-back
    • Buy-forward
    • Obligatory & Sur-obligatory
    • Vested Benefits
    • OEPL (ordonnance pour l’encouragement de la propriété du logement)
    • Lump Sum extraction or Annuity
  • 3rd Pillar A (bank or insurance)
    • In cash
    • With life insurance & guaranteed returns
    • Without life insurance & open to market fluctuations
  • 3rd Pillar B (only insurance)
    • With life insurance & guaranteed returns
    • Without life insurance & open to market fluctuations

INTERNATIONAL PENSION TRANFERS

  • SIPP
  • QROPS
  • QNUPS
  • US Compliant Options

ESTATE PLANNING

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  • Wills & Inheritance
  • Trust Planning
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